| | | | | | | | It’s never too early to plan ahead, Make your Christmas Cheaper!
Many of us are left with a hefty bill after the fun of Christmas. We want to help you save throughout the year so that you can avoid the New Year headache from over-spending. Check out all our tips in this 'Make Your Christmas Cheaper' edition.
A good starter point is to start saving. The earlier, the better. Even if it’s a little each week, it can make a huge difference. Have you opened a Christmas Saver with us?
If no, then we have a simple process to get you saving for Christmas ASAP.
Just click the button below & Open a Christmas Saver today.
| | | | | | | | How to make your Christmas Cheaper! | | Christmas isn’t too far away! We don’t know about you, but here at DCB, we couldn’t be more excited. However, we understand that as amazing as Christmas is, it can be costly.
So, in order to keep the financial burden away. Here is a list of tips that can help you save a little bit of money this festive season so that you can enjoy the day and not bring any money worries into the new year. | | | | | | - Check out the sales - Make a list of the people you need to get presents for, then keep your eyes peeled for goods at decent prices and jump on them.
- Budget - Don’t forget, Christmas is just ONE day. Don’t bring stress into the New Year by ending up with no money after spending so much in preparation for it. Instead, figure out what you can afford, sort out a budget and stick to it.
- Write Up a list - Santa isn’t the only one who should make a list and check it twice. We’re all guilty of impulse purchases when we’re out Christmas shopping. So make a good old shopping list and stick to it.
- Secret Santa - When you’ve got a group of friends or work colleagues, Secret Santa is a great way to keep the costs down. All you need to do is set a budget, pick a name out of a hat and then just focus on getting that one person a present for Christmas.
- Agree to not buy gifts at all this year - If you’re tight for money, don’t be ashamed to speak to your friends and family and come to an agreement on no gifts this year.
- Start saving well in advance - It’s never too early to start saving up for Christmas. If you need a little help doing that, We have got the Xmas Savings Account available for its current & new members.
- Planning a Christmas trip? Book in Advance - Generally the later you leave it, the more expensive it gets. Use Trainline to check routes & tickets now.
- Never used it? Sell it - It’s a good way to earn a little extra cash for gifts & food. You could sell it on Facebook Marketplace, Instagram, Ebay, Depop, Vinted.
- Charity Shops - You’d be surprised at the goodies you can find in a charity shop. To find local charity shops in Derby, Visit Here
- Online vouchers & discounts - Be sure to keep a look out on sales, discount codes for any particular items you're looking for whether that be food at supermarkets, clothes, decorations etc. Visit here for codes & discounts
| | | | | | Derbyshire Community Bank would love to hear our members & followers are getting on in preparation for the festive season.
Your feedback & opinions are really important to help make the best decisions to continue serving our community successfully.
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Let’s help you reach your saving goals! Whether it’s a dream holiday or a new car. We can help you on your journey.
Find Out more by clicking below.
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